Checking Accounts
Westerra Credit Union gives you the power of options when it comes to personal money management. Our checking account products offer a variety of choices so you can select the account that fits your needs. We give back more to you in the form of great rates, top-notch service and enhanced products and services. We call it The Westerra Way.
Choose the Westerra account that best meets your needs!
= Feature comes with the account.
| Better Than Free Checking | Value Checking |
Interest Checking |
Preferred Checking |
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| Why choose this option? | No monthly fees and no minimum balance requirements - plus ATM rebates and e-services. |
No monthly fees and no minimum balance requirements. | Earns dividends for minimum balance. | Returns higher dividends for higher balances - plus ATM rebates and other special privileges. |
| Free Checks | One free box per year | |
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| Minimum Balance |
No minimum | No minimum | $2,500 |
$10,000 |
| Monthly Fee |
-0- | -0- | $10 if balance falls below $2,500 | $10 if balance falls below $10,000 Waived if you have Direct Deposit |
| Unlimited Surcharge-Free CO-OP Network ATM Transactions† |
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| Free VISA Rewards Debit Card |
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| Free eStatements |
Required | |
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| Free Online Banking |
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| Free Bill Payment†† | |
FREE if have eStatements |
FREE if have eStatements | FREE if have eStatements |
| ATM Fee Rebate* |
Click here for rebate form |
Click here for rebate form |
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| Member Check-Up With Free Annual Credit Report Review |
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| Personal Line of Credit Overdraft Protection Available With Approved Credit** |
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| No Fees for American Express® Gift Cards and Travelers’ Cheques |
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| Direct Deposit |
Required |
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| Dividends |
Click here for rates | Click here for rates | ||
| Additional Dividends Click here for details on Preferred Money Market Accounts |
Earn 5 basis points higher on Preferred Money Market Account rates. |
Earn 5 basis points higher on Preferred Money Market Account rates. |
Are You a Student – or Know Someone Who is?
Ask about our special Student Value Checking package to help you get started. In addition to all the benefits of Value Checking, you’ll also receive a VISA Credit Card with a small limit to help you establish credit, subject to approval criteria. Some restrictions may apply.
Switching Your Checking Account Just Got Easier!
Now with our new Switch Kit you can easily switch your checking account to Westerra Credit Union. We have streamlined the process and much of the work is already done for you. Click here for the hassle-free Switch Kit.
Click here to sign up for FREE eStatements.
You can access your checking account at over 150 convenient locations in Colorado!
Look for surcharge-FREE CO-OP Network ATMs at 7-Eleven ® stores and 750 convenient locations across Colorado—even at Denver International Airport! There are no fees at CO-OP Network ATMs—no matter how often you use them!
› Click Here To Find An ATM Near You
› Apply For Overdraft Protection
› Reorder Checks Online
› Print Out A Checking Reconcilement Form
The Westerra Credit Union Routing and Transit (R&T) number is 302075319.
† Foreign ATM transactions are $1.50 each.
†† Free with eStatements. Without eStatements, $4.95 monthly. Sign up for free eStatements and Bill Pay.
* Original ATM receipts must be turned in to Westerra with a completed request form within 90 days of the transaction date for reimbursement. Click here for a request form.
** Subject to application and approval. You may arrange to have overdraft protection with funds from your Savings Account or Money Market Account. Overdraft protection loans of $500 up to $75,000 are available to qualified members.
